Personal | Group UmbrellaExecutive Group Personal Excess Liability
In our litigious society, successful executives can become targets of personal liability lawsuits. If your personal wealth is ever at risk, the last thing you want to worry about is running out of insurance. Safeguard your family and hard-earned assets against personal injury and property damage claims with an Executive Group Personal Excess Liability Policy.
Executive Group Personal Excess Liability policies provide higher limits than what is typically available in an individual policy, up to $50,000,000 – at a far more affordable rate. In fact, premiums can be up to 50 percent less than standard non-group pricing.
You are covered for personal injury (including libel and slander) and property damage claims no matter where the incident happens.Choice of Legal Representation
Insurance providers typically assign a lawyer to defend you in a lawsuit, leaving you out of the process. In the event of a covered liability lawsuit, you can choose your representation from a national panel of preeminent defense firms. In addition, you can have your own personal attorney participate in the defense strategy and you will be reimbursed for up to $10,000 in expenses and higher limits are available.Serving Your Community
Successful individuals are precisely the people not-for-profit organizations seek for their boards. However, they typically operate on tight budgets and carry a minimal amount of insurance. This coverage provides an additional layer of protection on top of the existing board coverage.Identity Fraud
Identity theft remains on of the fastest growing crimes in the country today. One in every 23 consumers was a victim of identity theft last year. Your policy can provide you with additional coverage up to $25,000. You also receive personal assistance to restore your credit.Employee-Driven Lawsuits
For those with private staff, our EPLI option protects against allegations such as sexual harassment, wrongful termination and discrimination.